IMPORTANT COVID-19 UPDATES
Here's how we're making it easier for you during the current outbreak of COVID-19. We'd also like to share some important facts to know about the document signing and closing processes of your home during this time.
CAN I VIDEO CONFERENCE WITH YOU?
Yes, you can in some instances. Currently the Law Society of Alberta is allowing lawyers to verify your identification by video conference. Furthermore, the Alberta Land Titles office is allowing certain documents to be sworn via video conference such as:
Cash purchases (with no mortgage)
Transfers of land
Please note that the documents that are sworn in via video conference STILL REQUIRE the original "wet ink" document to be provided to the lawyer for submission to the Land Titles Office PRIOR to the closing date. Drop-off at the office must be arranged either in-person or via courier.
CAN I STILL MEET IN-PERSON?
Yes and we've implemented new protocols to reduce exposure to our customers and the team. You'll need to book an appointment with us in advance on the "Contact" page. Only individuals that are on the required legal documents will be allowed at the appointments. From there, you'll be asked a series of questions to assess whether or not you've been exposed.
Boyce Law employees will be wearing masks and gloves while meeting with customers. The meetings are conducted in the foyer of the main lobby with a signing desk behind plexiglass. We encourage you to wear a face mask or covering to your signing. Disposable pens will be provided and sanitization of the area and items will be performed in between clients.
WHAT ABOUT MY MORTGAGE LENDER?
Some mortgage lenders are allowing documents to be signed via video conference. Double-check with your Mortgage Lender to be safe. Currently, Scotiabank, RBC, BMO and MCAP are the only Lenders allowing video conference signings at this time. As this is an ever-evolving situation, please check with us for any updates.
Please note that documents that were sworn in by video conference will still require "wet ink" signatures provided to the lawyer for submission to the Land Titles Office. A drop-off at the office must be arrange either in-person or via courier.
HOW DO I TRANSFER PAYMENTS?
You will still need to bring a bank draft for any funds required to be provided to the lawyers. Please make arrangements with your bank to obtain a draft. The only exception to this is if you are transferring funds from an RBC account. Boyce Law will provided trust account details for a direct deposit.
Unfortunately, we cannot accept credit card payments, personal cheques or certified cheques at this time. We can accept E-transfers for small amounts in certain situations. We will advise if this is possible for your matter at the time of signing.
HOME LEGAL FAQS
Purchasing your home does not need to be complicated. It’s important to us at Boyce Law that we keep you informed and educated, so you can feel more engaged and confident with the home buying process.
WHY DO I NEED A LEGAL REPRESENTATIVE WHEN PURCHASING A HOME?
Many homebuyers are not aware that they require legal assistance to complete their purchase, sale or refinance of their home. In addition to providing the registration and notarization services required for the closing documents, at Boyce Law, we strive to simplify the process for you and ensure open communication to provide you with the best legal closing experience.
WHAT EXACTLY ARE "LEGAL FEES" AND HOW MUCH DO THEY TYPICALLY COST?
Legal closing fees are the costs for providing legal expertise, the preparation and processing of the necessary documents for your closing and to provide legal services to handle any issues that may arise during the completion of your closing. For an average real estate purchase in Alberta, the legal fees are typically $1000 – 1200, depending on the complexity of the matter.
WHAT ARE YOUR CLOSING SERVICES OFFERED?
At Boyce Law, our legal closing services cover the following items.
Our trusted Legal Expertise to close your home smoothly and efficiently
Commitment and dedication to your home transactionbehind the scenes
Title Insurance Policy for both the Homeowner and Lender providing additional peace of mind and closing protection against matters such as identity theft and mortgage fraud
WHAT ARE "DISBURSEMENTS" AND WHAT DO THEY INCLUDE?
These are third-party costs that are incurred during the preparation and registration of your real estate conveyancing matter. They include things such as couriers, title searches, tax searches, administrative costs, and registration fees at the land titles office (for example, for your title transfer and mortgage registration). These services often cost between $500 – 600 for the average Alberta home purchase transaction.